It is really a challenge to save money on everyday spending. You work hard and try to keep the money you earn for something big, but the everyday expenses can just eat up your savings. Now what do you do to stretch the value of your hard-earned income.
You can find coupons in two ways. One is to cut them out of magazines and newspapers. I am not saying that you buy those newspapers just because you are in search of coupons. If you are already a subscriber then good. If not, then find these publications elsewhere. Sometimes you can find newspapers in the office and you might chance upon some coupons. You can ask your boss if you can tear out that sheet of coupons if you see something that could help you. You may also find online coupons that you can download and print out. You can really save a lot from these, especially for grocery items and supplements.
Follow Social Media Devices for Reduced Price
For example, Facebook is a social networking site, but it is also a den of business. Many companies have their own Facebook accounts where they announce promos, contests, events, and even discounts. Or they have freebies to give away.
Avoid Coffee Shops and Cafés
If the caffeine in coffee is the only thing you need to boost your day, why would you have coffee from Starbucks everyday? You can buy those instant three-in-one coffee mixes and with just hot water, you already have a good cup. There are already many flavored variants like cappuccino, mocha, and café latte. The good thing is, they are 95% than a cup at coffee shops. There is nothing wrong with going to cafés. But if you want to save money, your coffee shop visits should be done sparingly.
If you really want to eat out, let’s say with your family in order to have a family time outside the home, schedule it when there are discount offered. If you have a credit card, chances are you will get coupons from fine dining spots. Or you get free dessert for a certain purchase. Or you may want to spend only in restaurants that will give you rebates for a certain amount. Sometimes, there are restaurants that have a percentage off during weekdays. You might want to take advantage of that. Just make sure you go home early so that kids’ bedtime is not hindered during school days. You get to enjoy the same food and have your bonding moment but you pay for less.
Shop Online and Earn from Cash Back Sites
There are online shops that offer cash backs for your purchase. For example, you buy a gadget online for about $1000. But after three months, they will mail in $200 worth of rebate. That is already a big amount of money that you can use to buy groceries.