Credit cards play a significant role to finance your needs. There are hundreds of credit cards on the market today. We list Top 5 Credit Cards for (Average) Credit for fair credits (550 – 639) including Capital One QuicksilverOne Cash Rewards, Journey Student Rewards, AvantCard, Capital One Platinum, and OpenSky® Secured Credit Visa® Card.
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card is a card designed for those with fair credit. It provides you to earn unlimited 1.5% cash back on all purchases, no matter the category, and to get a higher credit line if cardholders make payments on time in the first five months after opening the account. There is no fraud liability if the card is lost or stolen, but it requires $39 for the annual fee. APR is 26.99%, but variable and it does not require foreign transaction fee and penalty APR. It may be the best card for those who want to repair their credit score, with responsible use. It also enables to monitor credit profile with the CreditWise and manage the account with online banking. Click here to learn more.
Journey® Student Rewards from Capital One®
It is another cash back card on the market. Cardholders can earn 1% cash back on all purchases, and it enables to earn cash back to a total of 1.25% for that moment with responsible use. There is no annual fee, fraud liability, and foreign transaction fee, at all. APR is 26.98%, but variable. All cards from Capital Cards are designed with the advantages of monitoring credit profile and managing an account with Capital One mobile app 24/7. Click here to learn more
AvantCard which is issued by WebBank helps cardholders to manage and improve their credit scores easily with responsible use. There is no foreign transaction fee and hidden fees, but it requires $29 for the annual fee. APR is 26.24%, but variable. It does not require fraud liability fee for unauthorized charges. Click here for additional detail.
Capital One® Platinum Credit Card
There is no annual, foreign transaction and balance transfer fee. APR is 26.98%, but variable like the other ones. It is easy to get higher credit line at the end of the five months with responsible use. There is fraud coverage in case of that the card is stolen or lost. Click here to learn more. It allows cardholders to access their accounts 24/7 and manage their accounts with online banking. It also enables them to pick the monthly due date which is really helping cardholders to improve their credit scores. Click here to learn more.
OpenSky® Secured Credit Visa® Card
Everyone needs a second chance, and so it does not require a credit check. The refundable deposit provided become the credit line limit. It requires $35 for the annual fee, and APR is 19.39% variable which is lower than other we mentioned above. Click here to learn more or search “OpenSky Card” in Facebook to look at the reviews and shared experiences of cardholders.